United Bank Limited (UBL) Income Statement
Profitability and income-statement history for UBL on PSX. View live UBL share price.
About UBL on PSX
United Bank Limited (UBL) is a Commercial Banks company listed on the Pakistan Stock Exchange (PSX). This KseAlert company snapshot tracks the current UBL share price, day and 52-week range, volume, EPS, P/E, dividends, financial statements, insider transactions, and official PSX announcements. UBL appears in these PSX index groups on KseAlert: KSE All Share, Banking Index, JS Global Banking, KSE-100, KSE-100 PR, KSE-30, NBP Pakistan Growth, NIT Pakistan Gateway, PSX Dividend 20, UPP-9, JS Momentum Factor.
PSX index membership
- KSE All Share
- Banking Index
- JS Global Banking
- KSE-100
- KSE-100 PR
- KSE-30
- NBP Pakistan Growth
- NIT Pakistan Gateway
- PSX Dividend 20
- UPP-9
- JS Momentum Factor
Use the PSX stock directory, UBL price history, UBL fundamentals, UBL chart, PSX Guides, and data sources pages for broader market context.
UBL Income Statement History
Available standalone financial periods and provider-reported units. TTM means trailing twelve months. Compare like-for-like periods and confirm figures in the company's published accounts.
| Measure | Unit | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| Mark-up earned | Not specified | 1,285,838,334.00 | 1,184,817,602.00 | 1,084,582,857.00 | 521,374,426.00 | 250,678,678.00 |
| Mark-up / return / interest expensed | Not specified | -910,002,790.00 | -823,256,142.00 | -911,168,032.00 | -378,490,304.00 | -147,469,357.00 |
| Net mark-up | Not specified | 375,835,544.00 | 361,561,460.00 | 173,414,825.00 | 142,884,122.00 | 103,209,321.00 |
| Provision against loans and advances - net | Not specified | 0.00 | Not available | Not available | Not available | Not available |
| Provision against lendings to financial institutions - net | Not specified | 0.00 | Not available | Not available | Not available | Not available |
| Provision for diminution in value of investments - net | Not specified | 0.00 | Not available | Not available | Not available | Not available |
| Bad debts written off directly | Not specified | 0.00 | Not available | Not available | Not available | Not available |
| total mark-up income | Not specified | 375,835,544.00 | 361,561,460.00 | 173,414,825.00 | 142,884,122.00 | 103,209,321.00 |
| Fee, commission and brokerage income | Not specified | 28,574,801.00 | 27,992,570.00 | 18,910,354.00 | 17,526,982.00 | 15,871,191.00 |
| Dividend income | Not specified | 1,545,021.00 | 2,421,067.00 | 1,796,320.00 | 1,715,063.00 | 2,093,393.00 |
| Income from dealing in foreign currencies | Not specified | 21,971,077.00 | 17,188,012.00 | 12,221,392.00 | 12,498,424.00 | 8,414,415.00 |
| Loss / Income from derivatives | Not specified | 728,240.00 | -523,962.00 | 1,230,801.00 | 6,772.00 | 48,147.00 |
| Gain on sale of securities - net | Not specified | 44,123,851.00 | 9,879,011.00 | 42,592,701.00 | -9,974,997.00 | 466,415.00 |
| Unrealized (loss) / gain on revaluation of investments classified as held for trading | Not specified | 0.00 | Not available | Not available | Not available | Not available |
| Capital gain on derecognition of financial assets measured at amortised cost | Not specified | Not available | Not available | 2,894,427.00 | Not available | Not available |
| Other income | Not specified | 1,354,787.00 | 1,042,039.00 | 7,848,128.00 | 1,096,504.00 | 7,549,010.00 |
| Total non mark-up / interest income | Not specified | 1,354,787.00 | 57,998,737.00 | 87,494,123.00 | 22,868,748.00 | 34,442,571.00 |
| Total income | Not specified | 474,133,321.00 | 419,560,197.00 | 260,908,948.00 | 165,752,870.00 | 137,651,892.00 |
| Administrative expenses | Not specified | -155,775,942.00 | -130,188,815.00 | -94,784,859.00 | -64,305,675.00 | -52,284,342.00 |
| Other provisions - net | Not specified | 0.00 | Not available | Not available | Not available | Not available |
| Workers’ Welfare Fund | Not specified | -6,213,977.00 | -5,652,021.00 | -3,105,396.00 | -2,131,149.00 | -1,339,336.00 |
| Other charges | Not specified | -115,398.00 | -102,720.00 | -75,270.00 | -240,326.00 | -48,862.00 |
| total non markup expense | Not specified | -162,105,317.00 | -135,943,556.00 | -97,965,525.00 | -66,677,150.00 | -53,672,540.00 |
| Extra Ordinary item - charge in respect of pension liability | Not specified | 0.00 | Not available | Not available | Not available | Not available |
| Date | Events | Open | High | Low | Close | Change | Volume | Value (PKR) |
|---|
Legend: XD Ex-Dividend BN Ex-Bonus FR Financial Result (tap a tag on a row to read the filing)
UBL Technical Analysis: Live Chart & Volume
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UBL Stock FAQ: Price, Financials, Charts & Filings
What is the current UBL share price?
The current UBL share price on PSX is PKR 419.31. The session change is -4.92 (-1.16%). Data was last updated October 8, 2026 3:49 PM PKT.
What are the day and 52-week ranges for UBL?
The available day range is PKR 418.11 to PKR 426.88. Its available 52-week range is PKR 293.25 to PKR 517.00.
Which PSX sector is UBL in?
United Bank Limited (UBL) trades on the Pakistan Stock Exchange in the Commercial Banks sector. Use the vs Sector tab and related-stock links to compare it with other listed companies in the same sector.
Which PSX indices include UBL?
UBL is shown in these PSX index groups on KseAlert: KSE All Share, Banking Index, JS Global Banking, KSE-100, KSE-100 PR, KSE-30, NBP Pakistan Growth, NIT Pakistan Gateway, PSX Dividend 20, UPP-9, JS Momentum Factor. Open the linked index pages for broader market context.
What is the latest dividend information for UBL?
The latest available cash-dividend record reports PKR 8.00 per share, with an ex-date of 2026-07-31. Review the payout page and original PSX filing before making decisions.
Where can I find the latest UBL announcements and PSX filings?
The latest available UBL filing is “UBL (United Bank Limited) - Board Meeting of United Bank Limited (UBL)”, dated 2026-10-07. Open the Announcements tab for board meetings, financial results, corporate disclosures, and available PSX filing attachments.
Are research reports available for UBL?
Open the KseAlert Research section and search for UBL or United Bank Limited. Available company notes, sector reports, and market research are published by third-party research houses, so coverage and publication dates vary.
Which fundamentals and financial statements are available for UBL?
The Fundamentals tab provides available historical ratios and per-share data for UBL. The latest snapshot includes EPS of PKR 51.12, P/E of 8.20, and dividend per share of PKR 32.00. P/E uses the displayed price divided by positive EPS; missing or non-positive EPS is shown as unavailable. Use the Income Statement and Balance Sheet tabs for detailed financial periods.
How can I view the UBL stock chart and volume graph?
Open the Chart tab to view the available daily candlestick chart and trading volume for UBL. The Overview also includes a compact price-history graph; chart points appear when historical PSX data is available.
Does KseAlert show UBL price history and past returns?
KseAlert uses the available daily PSX history to show UBL price trends, day and 52-week ranges, and return comparisons for supported periods such as one week, one month, three months, one year, YTD, and five years. Historical performance is not a forecast of future returns.
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